Mr. Mills formed Blanchard & Calhoun Commercial and Prime Lending in 1987. He has served as Chief Executive Officer of Blanchard and Calhoun Commercial Corporation since its inception. Mr. Mills received a Bachelor’s degree in Finance from the University of Tennessee in 1972. He served for approximately nine years in various capacities with North Carolina National Bank (now Bank of America). He left the bank as Senior Vice President in 1980. Mr. Mills moved to Chicago, Illinois, where he served as Executive Vice President of Universal Development Corporation until June, 1983. He later relocated to Augusta, Georgia, as Executive Vice President, and later President, of Banker's First, a $1 billion commercial savings bank.